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Obamacare to soon cost the average American family $20,000 a year, announces IRS – NaturalNews.com

Obamacare to soon cost the average American family $20,000 a year, announces IRS

Friday, February 01, 2013
by Mike Adams, the Health Ranger
Editor of NaturalNews.com (See all articles…)
Tags: Obamacare, health insurance, mandate



(NaturalNews) Under Obamacare, American families are forced to buy conventional health insurance that primarily benefits the pharmaceutical industry. By 2016 — just three years from now — the cheapest health insurance plan available will cost a typical American family $20,000 a year, the IRS has now announced.

Here’s the news: The IRS just published descriptions of the financial penalties American taxpayers will pay if they fail to purchase the rip-off health insurance mandated under Obamacare.

“The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan,” reports CNS News.

It goes on to report, “The IRS’s assumption that the cheapest plan for family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.”

We warned ya: Obamacare has always been a financial scam

For the record, we here at Natural News repeatedly warned people about the Obamacare scam, describing how it was a forced taxpayer handout to Big Pharma and the dangerous sick-care industry which kills 783,000 Americans a year.

See my articles on the subject at:

Over the last few years, critics of my reporting on this subject insisted we were “conspiracy theorists” and that Obamacare would offer free health care to nearly everyone! Those who still had to buy health insurance would see rates go down, we were told by hypnotized, Kool-Aid-drinking Obama supporters. That’s why Obamacare is called the “Affordable Care Act,” after all.

How could it be called the “Affordable Care Act” if it wasn’t going to be affordable, they insisted.

So now the truth comes out. Obamacare is a total scam, a complete rip-off, a massive handout to Big Pharma and a disaster to the U.S. wage earner. Obamacare is going to bankrupt America. Every family, small business owner and corporations is going to be financially suffocated under this burden, to the point where tens of millions simply surrender to the system, get on welfare, and become lifelong Democrats voting for larger and larger handouts.

I hate to say it, but once again I told ya so. Did you really think Obama was going to save money for the voters and make Big Pharma’s profits go down? Seriously? (Don’t be so gullible…)

Obamacare was always designed, from the very start, to loot the American taxpayer and put government in a position of monopolistic power over your health care decisions. This is the move toward fascism that’s going to absolutely gut America and put millions of people on the street, homeless, jobless and diseased.

Who can afford $20,000 a year in health insurance?

Like everything else Obama has tried to shoved down America’s throat, the Affordable Care Act is an outright catastrophe. It funnels hundreds of billions of dollars into the coffers of health insurance companies, vaccine manufacturers and drug companies, but it does absolutely NOTHING to help the American people.

Obamacare is, ultimately, nothing more than a financial racket enforced at gunpoint by the government itself. It’s Big Pharma looting your pockets while an armed government IRS agent stands by and nods approval.

Obamacare is institutionalized looting of the paychecks and bank accounts of the American people. It is the equivalent of being mugged at knifepoint with the demand, “Your wallet or your life.” In the case of Obamacare, however, you lose both your wallet and your life!

Impeach Obama, repeal Obamacare, end the medical monopoly that’s crushing America

It’s time those of us who stand for true liberty and justice in America stopped playing so nice. The people who are pushing Obamacare, the NDAA, citizen disarmament and other similar schemes are traitors to America. They need to be removed from power immediately.

But that’s only the beginning: Why doesn’t the FTC investigate the pharmaceutical monopoly enforced by the FDA in which drug companies earn 60,000% profit markups on their FDA-approved drugs?

State medical boards need to be entirely disbanded, as they criminalize alternative medicine, holistic medicine, acupuncture, chiropractic and other forms of healing.

The health insurance scam needs to be eviscerated. Its only purpose is to earn more money for health insurance companies and pharmaceutical interests. The system cares nothing for the American people, and it is based entirely on profit, not compassion or human dignity.

The cancer industry, with all its corrupt nonprofits, is a criminal racket that’s operated much like a mafia. Under the RICO Act, much of modern medicine could be shut down, unleashing the free market forces of alternative and complementary medicine which can provide safe, effective and low-cost health care to the entire nation.

But this is not allowed by Obama. Nor was it allowed under Bush, who conspired with Big Pharma to keep drug prices ridiculously high, soaking Medicare for hundreds of billions of dollars. Time and time again, every U.S. President is a health care sellout, and no one sold it out more completely than Obama.

The more this man does, the worse it gets. Let me ask you this: How are you going to come up with $20,000 a year to pay for health insurance?

Oh wait, let me guess: You think your job is going to buy it for you? Think again: U.S. employers are increasingly offshoring jobs precisely to avoid these costs. So you’re more likely than ever to find yourself unemployed by 2016. All across America, employers are responding to Obamacare mandates by slashing the weekly work hours of employees. U.S. businesses that used to thrive at full production are now experiencing severe shortages because they simply can’t afford to cover Obamacare costs for full-time employees.

Obamacare is absolutely gutting America’s economy it is must be repealed as soon as possible to stop the hemorrhaging of U.S. jobs.

10 solutions for real health care in America

You want a real health care solution? Here are 10 commonsense points:

1) Arrest all Big Pharma CEOs and top executives who have been involved in felony crimes, price fixing, doctor bribery, experiments on children and so on.

2) Outlaw vaccines additives such as mercury, aluminum, MSG and formaldehyde.

3) Decriminalize natural medicine and stop prosecuting alternative cancer doctors.

4) Abolish the FDA and end the drug monopoly cartel. Restore the free market to medicine.

5) Halt all Medicare and Medicaid payments to drug companies, hospitals and health insurance companies. Instead, issue patients VOUCHERS that they can spend in any way they wish, to receive whatever form of care works for them. This would restore the free market to medicine, where competition would drive down prices and spur improved patient outcomes.

6) End all intellectual property claims on genes and medicines. Break Big Pharma’s insidious cycle of inventing fictitious diseases and then marketing those fake diseases in order to sell deadly chemicals to a gullible public. Medicine belongs in the public domain, not in the hands of the greedy few.

7) Break the chain of influence between drug companies and medical journals, medical schools and the media. Outlaw drug money influence over all these institutions. Prosecute doctors for bribery if they have accepted money, gifts or free vacations from Big Pharma.

8) Decriminalize free speech about nutritional supplements, herbal remedies and natural therapies. Allow makers of natural products to tell the truth about the healing benefits of their products.

9) Encourage states to pass “medical freedom zone” laws that nullify federal laws concerning health care in their particular states. Openly allow the practice of alternative cancer therapies, nutritional therapies, etc. Turn your state into a medical tourism destination for all Americans!

10) End the artificial legal protections of Big Pharma and the vaccine industry. Restore due process rights to patients who have been harmed by drugs or vaccines. Only through this will drug companies clean up their act and stop killing to many people.

About the author:Mike Adams (aka the “Health Ranger“) is a best selling author (#1 best selling science book on Amazon.com) and a globally recognized scientific researcher in clean foods. He serves as the founding editor of NaturalNews.com and the lab science director of an internationally accredited (ISO 17025) analytical laboratory known as CWC Labs. There, he was awarded a Certificate of Excellence for achieving extremely high accuracy in the analysis of toxic elements in unknown water samples using ICP-MS instrumentation. Adams is also highly proficient in running liquid chromatography, ion chromatography and mass spectrometry time-of-flight analytical instrumentation.

Adams is a person of color whose ancestors include Africans and Native American Indians. He’s also of Native American heritage, which he credits as inspiring his “Health Ranger” passion for protecting life and nature against the destruction caused by chemicals, heavy metals and other forms of pollution.

Adams is the founder and publisher of the open source science journal Natural Science Journal, the author of numerous peer-reviewed science papers published by the journal, and the author of the world’s first book that published ICP-MS heavy metals analysis results for foods, dietary supplements, pet food, spices and fast food. The book is entitled Food Forensics and is published by BenBella Books.

In his laboratory research, Adams has made numerous food safety breakthroughs such as revealing rice protein products imported from Asia to be contaminated with toxic heavy metals like lead, cadmium and tungsten. Adams was the first food science researcher to document high levels of tungsten in superfoods. He also discovered over 11 ppm lead in imported mangosteen powder, and led an industry-wide voluntary agreement to limit heavy metals in rice protein products.

In addition to his lab work, Adams is also the (non-paid) executive director of the non-profit Consumer Wellness Center (CWC), an organization that redirects 100% of its donations receipts to grant programs that teach children and women how to grow their own food or vastly improve their nutrition. Through the non-profit CWC, Adams also launched Nutrition Rescue, a program that donates essential vitamins to people in need. Click here to see some of the CWC success stories.

With a background in science and software technology, Adams is the original founder of the email newsletter technology company known as Arial Software. Using his technical experience combined with his love for natural health, Adams developed and deployed the content management system currently driving NaturalNews.com. He also engineered the high-level statistical algorithms that power SCIENCE.naturalnews.com, a massive research resource featuring over 10 million scientific studies.

Adams is well known for his incredibly popular consumer activism video blowing the lid on fake blueberries used throughout the food supply. He has also exposed “strange fibers” found in Chicken McNuggets, fake academic credentials of so-called health “gurus,” dangerous “detox” products imported as battery acid and sold for oral consumption, fake acai berry scams, the California raw milk raids, the vaccine research fraud revealed by industry whistleblowers and many other topics.

Adams has also helped defend the rights of home gardeners and protect the medical freedom rights of parents. Adams is widely recognized to have made a remarkable global impact on issues like GMOs, vaccines, nutrition therapies, human consciousness.

In addition to his activism, Adams is an accomplished musician who has released over a dozen popular songs covering a variety of activism topics.

Click here to read a more detailed bio on Mike Adams, the Health Ranger, at HealthRanger.com.

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On – By Mike Adams

Obamacare Bailouts Will Not Save Money and Lower Premiums, Despite Contrary Claims

Congress appears poised to bail out Obamacare with new federal money in the omnibus package next week.

Advocates of this bailout say it’s a good idea that will lower premiums and either “pay for itself” or “lower spending.” These claims are based on estimates that rely on questionable assumptions.

Lawmakers should not be fooled into thinking that throwing money at a problem—Obamacare—will somehow fix it.

Here are three dubious assumptions that form the basis of the Obamacare bailouts argument.

Questionable Assumption #1: We need a bailout because congressional Republicans repealed the individual mandate, which will cause premiums to increase.

The idea that a bailout will cause premiums to go down is based in part on a Congressional Budget Office estimate, which assumes repealing the individual mandate tax penalty will result in 5 million people dropping individual market insurance—producing a 10 percent increase in premiums for non-group coverage.

That is implausible. To believe this projected increase, you have to believe that nearly one-third of the entire non-group market (17 million enrollees) is buying coverage only to avoid a government fine.

Yet, data reported by the IRS indicates that the mandate hasn’t had much effect in forcing the unwilling to buy coverage. In both 2015 and 2016, there were 11 million tax filers who claimed an exemption from the mandate, and in 2016 another 4 million simply went without coverage and paid the fine.

In short, if the Congressional Budget Office has overestimated the extent to which the mandate forced healthy people to buy coverage—as most outside experts believe it has—then the repeal of the mandate will not result in large premium increases. That, in turn, means Congress is trying to solve a phantom problem.

Questionable Assumption #2: We need a bailout to save the government money—so Congress should appropriate cost-sharing reduction subsidies.

Last August, the Congressional Budget Office estimated the effects of ending separate cost-sharing reduction subsidies to insurance companies. When the Trump administration subsequently adopted that policy, the insurers simply collected the same funding by increasing their premiums for silver-level plans. Those higher premiums also triggered the payment of larger premium tax credit subsidies. The Congressional Budget Office projected both effects.

But this cost estimate is implausible because it appears to be largely derived from another, highly speculative assumption. Specifically, the Congressional Budget Office assumed that the resulting larger Obamacare premium subsidies would induce employers to dump 3 million more workers into the exchanges and pay fines for not covering them—significantly increasing the number of people receiving Obamacare premium subsidies (above the current 8 million individuals).

Yet, since the implementation of Obamacare in 2014, there has been little to no evidence that large employers subject to the law’s employer mandate have dropped coverage.

Therefore, it’s highly unlikely that the federal government will actually spend most of the additional money projected by the Congressional Budget Office if Congress does not appropriate separate cost-sharing reduction subsidies.

Furthermore, even if the Congressional Budget Office’s projections proved accurate, appropriating funding for cost-sharing payments would simply bring federal spending back down to the baseline level. In other words, there are no “savings” to be had from appropriating these payments.

Questionable Assumption #3: New federal funding for reinsurance will substantially reduce premiums for 2019.

Advocates of Obamacare bailouts point to recent analysis by the consulting firm Oliver Wyman. This article reports that Americans would enjoy large premium decreases under a Senate proposal to provide $30 billion over three years in new federal funding for Obamacare reinsurance.

Their estimates are implausible for two key reasons.

First, the true cost to the federal government of new reinsurance funding is likely to be $45 to $50 billion—not $30 billion. To get the projected large premium reductions, Oliver Wyman had to assume that states would also get additional federal funding in the form of “pass through savings” through the use of Section 1332 waivers.

As the authors explain: “Lower premiums result directly in lower premium subsidies, and under a section 1332 waiver, these savings that would otherwise accrue to the federal government can be used by the states to provide additional reinsurance.”

In other words, Oliver Wyman assumes that, despite premiums going down, the federal government would continue to fund state 1332 waivers based on the cost of paying larger subsidies on higher premiums.

Second, the authors acknowledge that their estimate of significant premium reductions rests on an unrealistic scenario:

In our modeling, we are presuming that states will take advantage of these pass-through savings in 2019. In reality, states that have not already begun working on a waiver will be challenged to get a 1332 waiver filed and approved under the current regulatory regime in time to impact 2019 premiums.

What does this mean? Even under a best-case scenario, the large premium reductions projected by the Oliver Wyman modeling wouldn’t happen in most states for at least another year.

While GOP members think they can pay for this bailout with “savings,” they’ll actually be creating a new channel for Obamacare funding. This move will only result in increased federal spending—not savings.

Bailouts today set up the federal taxpayer to become an ATM for insurers with never-ending requests for taxpayer money every time premiums rise. And their requests will likely increase in price to taxpayers.

The Congressional Budget Office is in the business of making projections, but what it doesn’t account for are broken promises. After eight years of pledging to repeal Obamacare, Republicans are on track to fall for the faulty estimates circulating around Washington and hand over billions to insurance companies. This even in the face of new polling that shows the majority of Americans oppose Obamacare bailouts, even if they cause premiums to go down.

Instead of chasing after temporary fixes, Republicans need to change gears and focus on creating permanent solutions that will help Americans find the policies they need at affordable prices.


On – 16 Mar, 2018 By Edmund Haislmaier